Fred Barstein, contributing editor to WealthManagement.com's RPA channel, invites retirement industry thought leaders to answer three probing questions on critical issues, providing an open, honest and candid dialogue.

This week, we host Jeff Elvander, CIO at flexPATH Strategies and RPAG. He held a similar position at NFP Retirement prior to this.

We ask him:

• We've been hearing about in-plan retirement income for a while. What are the obstacles?
• Do you think the industry can come together to overcome them?
• What projects are you and your partners working on to help?